Hagan life insurance Coverage
Shield your family from unexpected risks
Insurance is there to protect our veterans and families from life’s setbacks and successes.
Our coverage options help you focus on what matters most.
✓ A Symmetry Financial Group
services offered
Insurance Services
Secure your family’s future today – Get a life insurance policy that fits your needs and budget. Don’t wait, protect what matters most now!
Term Life Insurance
Our life insurance provides coverage for a specific period (or “term”), usually 10, 20, or 30 years. If the policyholder dies during the term, the beneficiaries receive a death benefit.
Whole Life Insurance
A type of permanent life insurance that provides coverage for the policyholder’s entire lifetime, as long as premiums are paid. It includes both a death benefit and a cash value component.
Universal Life Insurance
A type of permanent life insurance that offers flexible premiums, adjustable death benefits, and a cash value component that grows over time based on interest rates.
How We Work
Apply for Coverage
01
Determine your Needs
Assess the amount of coverage you need, the term length, and the type of life insurance (term, whole, or universal).
02
Complete Online Application
Fill out the required personal information, including details about your health, lifestyle, and medical history.
03
Receive your Policy
Once your application is reviewed, then we will provide a policy detailing your coverage that aligns with your goals.
Have Questions?
Frequently Asked
Questions
What are the advantages of term life insurance?
Term life insurance offers several advantages, including affordability with lower premiums compared to permanent life insurance, simplicity and ease of understanding, and flexibility in choosing various term lengths such as 10, 20, or 30 years. It provides substantial death benefits at a lower cost, which is beneficial for covering large financial obligations like mortgages and education expenses.
What are the advantages of whole life insurance?
Whole life insurance provides lifelong coverage with fixed premiums, guaranteeing a death benefit to beneficiaries. It includes a cash value component that grows over time, allowing policyholders to borrow against it or withdraw funds, offering financial flexibility. Whole life policies also provide tax-deferred growth of the cash value and can serve as a stable investment with a guaranteed rate of return.
What are the advantages of universal life insurance?
Universal life insurance offers several advantages, including flexible premiums that allow policyholders to adjust their payment amounts and schedules, and an adjustable death benefit to suit changing needs over time. It combines permanent life insurance with a cash value component that earns interest based on market rates, growing tax-deferred and providing potential for policy loans or withdrawals.
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